Consider doing away with paper statements that are mailed to your house on a regular basis. Not only will you save money on stamps, you will save time with your bills in order. You will also be reminded of when your bills are due; meaning, no more excuses, no more late payments contributing to a low credit score. Still wondering, how does going paperless save you money?
Go paperless and get e-mail notification of your monthly statements.
Think about all the tress you will save every year by minimizing paper statements. The earth will love you for that. You gain from it as well, think about how much easier it will be for you to organize your statements.
TIP: Organize your paper and simplify your life with a digital filing system. Its PURPOSE: It organizes your important documents, receipts, statements and even your business cards.
For about $200, check out http://www.neatco.com. For a lower price do a Google search for a neatco.com coupon. According to Essence Magazine July 2010 edition, this NetReceipts mobile Scanner and Digital Filing System scans extracts data you can export to Quicken or Excel. It states that “filing receipts for five minutes a day could put thousands [of money] in your pocket.” Who wouldn’t want to take advantage of this?
To save money, search for a free digital scanning software on Google.com. There are plenty of them available.
With a digital filing system or cabinet as some are called you can take your important, key documents anywhere you go.
read 10 books, get one free!
WE DOUBLE-DOG DARE YOU!
If you’re 12 or under, you’re in!
• read 10 books—any ones you like* • list the books on this form
• bring your completed form to a Borders, Borders Express, or
Waldenbooks store and choose your FREE BOOK**
*No purchase necessary.
**Form must be completed and brought to any Borders, Borders Express, or Waldenbooks store by 8/26/10 to redeem coupon. Offer valid in-store only. Valid only on selected titles.
Why not make your money work for you and take advantage of a high-interest free checking account nearest you. Go to checkingfinder.com, put in your zip code and the site will shop around for the highest checking account interest rate nearest you. It’s that simple.
With June Jacobs, Origins, Burt’s Bees, and Claus Porto you can create your own spa at home for free of charge. You can sign up at noon on the dates below and enter your chance to win one of the four baskets filled with skin and body products.
Jet Blue is offering a “full refund on an airline ticket if [you] lose a job between the time of the purchase and the actual flight.”You must fill out a form and prove you lost your job.
Office Depot is offering “25 free one-sided copies” of your resume and will fax them to five places for free.
Walgreens is offering service at their in-store health clinics to a recently unemployed person and their “uninsured family members for free during certain hours.”The coverage is limited.They will not cover allergies, respiratory problems, skin conditions – checkups and vaccinations.
Pfizer is offering “more than 70 of its drugs [to those] who have lost their jobs after jan.1 and had been prescribed the pill three months before being laid off.That includes Viagra, by the way.”This offer extends to those who have lost their health insurance or experienced financial difficulty.
Bank of America is waiving monthly maintenance fees on checking accounts for folks who have been unemployed for three months.
This site provides a free service of up to two free faxes a day. According to the site you do not need a fax machine. However, you do need a valid email address. You can upload your document to the site and the site automatically faxes your document for you. How great is that?!!! The site is supported by advertising their site on the cover pages of the faxes sent. To find out more, visit the site. The link is provided above.
SafeLink Wireless is a government supported program that provides a free cell phone and airtime each month for income-eligible customers.
A friend of mine said if you had HEAP in the past, you can qualify for SafeLink. Its one phone per household. You don’t have to provide any proof if you check HEAP. This is great if you know someone who can’t afford a cell phone. You automatically get 60 minutes a month for free for a year.
For example, if you live in NY, through SafeLink Wireless’ Lifeline Service you can receive:
A FREE SafeLink Wireless phone
A FREE cellular plan that gives you 68 Minutes every month
You qualify for Lifeline Service in your area if…
You already participate in one of the following assistance programs:
Family Assistance
Food Stamps
Home Energy Assistance Program (HEAP)
Medicaid
Safety Net Assistance
Supplemental Security Income (SSI)
Veteran’s Disability Pension
Veteran’s Surviving Spouse Pension
Lifeline Benefits is part of a program that was created by the government to provide discounted or free telephone service to income-eligible consumers. To help bring you this important benefit, SafeLink Wireless is proud to offer Lifeline Service. Through our Lifeline Service you will receive FREE cellular service, a FREE cell phone, and FREE Minutes every month! SafeLink Wireless Service does not cost anything – there are no contracts, no recurring fees and no monthly charges.Any Minutes you do not use will roll-over. Features such as caller ID, call waiting and voicemail are all also included with your service. If you need additional Minutes, you can buy TracFone Airtime Cards at any TracFone retailer Walmart, Walgreens, Family Dollar, etc). SafeLink Airtime Cards will be available soon.Your exact benefits, including the number of free Minutes you will receive, depend on the state you live in. Please enter your ZIP code to get the details for your state.
Many stores are now allowing you to return items you’ve purchased online back to their physical store for immediate credit. So for example, if you buy an item such as shoes or clothing that you do not like, instead of returning it in the mail, you can go their physical store and return the items. This is a major plus for many of us because ordering clothing and shoes online can be a little scary. And honestly, many times the physical stores do not have a great selection as the online store. “The online has options galore,” as my friend Javoni says. She also said, now she won’t hesitate to buy when the online stores have free shipping and coupons cause she doesn’t like the fit she can get her money back at the store.
Many stores honor these online returns, such as, DSW, Target, Express and lots more. So if you are shopping at an online store that also has a physical store and you are weary about whether you should go for it in case of a bad fit, call your local/physical store and find out if they will accept returned items from their online store.
Also, let’s say the online store offers free shipping if you purchase a certain amount. Please take advantage. Also, if there is one undesirable items you want to return, you can return it at the store and still take advantage of the free shipping at a lower purchase threshold (warning: this may not work at all stores).
According to Woman’s Work Magazine, razume.com is “where pros are waiting to help you create a tailored resume that will get the attention of hiring managers and win job interviews for free, no need to worry about extra fees.” The site is basically your resume builder and advisor to help you through the job search process.
Razume is your online guide to the job search process. According to the site Razume helps “to make the job search process fun and easy… by providing you with all the [career] tools, resources and guidance you need to find and land your perfect job. “ The builders says “if [they] can’t find something that meets [your] … standards, then [they will] build it for you.”
Also, check out Razume’s Job Finder and search over 7 million active job posts.
. Its one phone per household. You don’t have to provide any proof if you check HEAP. This is great if you know someone who can’t afford a cell phone. You automatically get 60 minutes a month for free for a year.
Many stores are now allowing you to return items you’ve purchased online back to their physical store for immediate credit. So for example, if you buy an item such as shoes or clothing that you do not like, instead of returning it in the mail, you can go their physical store and return the items. This is a major plus for many of us because ordering clothing and shoes online can be a little scary. And honestly, many times the physical stores do not have a great selection as the online store. “The online has options galore,” as my friend Javoni says. She also said, now she won’t hesitate to buy when the online stores have free shipping and coupons cause she doesn’t like the fit she can get her money back at the store.
