June 9th, 2010 by Esswi

Consider doing away with paper statements that are mailed to your house on a regular basis. Not only will you save money on stamps, you will save time with your bills in order.  You will also be reminded of when your bills are due; meaning, no more excuses, no more late payments contributing to a low credit score.  Still wondering, how does going paperless save you money?

• Go paperless and get e-mail notification of your monthly statements.

Think about all the tress you will save every year by minimizing paper statements.  The earth will love you for that.  You gain from it as well, think about how much easier it will be for you to organize your statements.

TIP: Organize your paper and simplify your life with a digital filing system. Its PURPOSE: It organizes your important documents, receipts, statements and even your business cards.

For about $200, check out http://www.neatco.com.  For a lower price do a Google search for a neatco.com coupon.  According to Essence Magazine July 2010 edition, this NetReceipts mobile Scanner and Digital Filing System scans extracts data you can export to Quicken or Excel.  It states that “filing receipts for five minutes a day could put thousands [of money] in your pocket.”  Who wouldn’t want to take advantage of this?

To save money, search for a free digital scanning software on Google.com.  There are plenty of them available.

With a digital filing system or cabinet as some are called you can take your important, key documents anywhere you go.

Financial blessings,

Nisha E.

February 12th, 2009 by Esswi

Make credit work for you - Score tips in any economy

Wednesday, February 25, 2009 8:00 PM - 9:00 PM EST

Credit is the foundation of the American Consumer’s financial house. Learning how to build a solid base with the right materials is essential to creating fiscal soundness. A good credit rating affects buying a home, getting insurance and even getting a good job. So, how can you improve your credit? This webinar will teach you how to: Find out the myths about credit cards Achieve debt consolidation Overcome fear in today’s economy Differentiate “good credit” and “bad credit” Still get a loan

Date: Wednesday, February 25, 2009 Time: 8:00pm - 9:00pm EST Location: A computer and telephone are all you need to join the webinar Cost: *F*R*E*E* RSVP: Click here to register online. About our speaker, Jacqueline Frank: Jackie is a Mortgage Loan Originator with Guaranteed Home Mortgage for 15 years. She works with individual home owners to refinance and prospective buyers obtain mortgage financing. She lives and works in Manhattan and Long Island. Guaranteed Home Mortgage is based in White Plains, NY. Financial Blessings, Nisha E.