February 6th, 2009 by Esswi

To save on long distance calls, go to www.saveonphone.com

1. Select you State and be linked to the lowest long distance rates
2. Customize your cell plan
3. Choose monthly price limit or amount of minutes you wish
4. The site sort through plans that meet your needs

Do you want to Swap an Expensive Contract?

Do you want to Avoid Paying Hefty Termination Fees?

Go to:

1. www.celltradeusa.com
2. www.trademycellular.com
3. www.cellswapper.com

Financial Blessings,

Nisha E.

February 6th, 2009 by Esswi

Excerpted from The AARP Magazine January/February 2009 edition written by Jeff Yeager who wrote The Ultimate Cheapskate’s Road to True Riches (Broadway, 2008).  www.ultimatecheapskate.com

TIMING IS EVERYTHING:

• Hire business when their services aren’t in demand-in exchange for a discount
• Make a midweek appointment with your auto mechanic
• Hire a tree-care service to trim your trees in winter
• Get married between the months of November and April
• Schedule exterior home-repair jobs in the fall and winter, and interior jobs during the spring and summer sessions
• Ask your accountant for a break on fees by offering to file for an extension on your taxes
• Bargain down weekend rates at business and midweek rates at resort hotels and retreats
• Have your lawn mower tuned up in the winter and your chimney swept in the summer

Financial Blessings,

Nisha E.