February 4th, 2009 by Esswi

Forwarded by Javoni.  Thanks Sis! ;0)

While at www.textbooks.com I found the following information:  Although the initial cost of the book wasn’t very competitive ($91) the guarantee buyback price ($53) actually gave me a net price of $38, I guess you can look at it as a “rebate check”   :  )  Here is the info:

Guaranteed Buyback
Guaranteed Buyback is yet another way Textbooks.com saves you cash. Here’s how it works.
1. Look for books labeled “Guaranteed Buyback” (or the icon, )
2. Look for the Guaranteed Buyback price.
3. Return your book in good condition at the end of the semester, and we’ll give you that amount of cash back… guaranteed!

Buy used or buy new. Either way, you get the same amount of cash back. Get at least 50% of the purchase price guaranteed!

Books purchased between June 1 and November 30 must be received back at our warehouse by December 31 of the same year. Books purchased between December 1 and May 31 must be received back at our warehouse by the following June 30.

To sell back Guaranteed Buyback books back, simply log in to “My Account.” We’ll provide you with a shipping label to send us the good condition book back free of charge. You can also sell back other good condition books and see if your books qualify for our 10% Bonus Buyback program.

Financial Blessings,

Nisha E.

February 4th, 2009 by Esswi

BY DAVID SALTONSTALL
DAILY NEWS SENIOR CORRESPONDENT

What’s in the package?

“Everything and the kitchen sink,” said Barry Bosworth, an economist at the Brookings Institution, only half-jokingly.

The total price on Obama’s package is a whopping $819 billion, of which $211 billion will pay for new tax cuts. The remaining $608 billion is government spending.

The shopping list is long and varied: $43 billion for transportation projects, $19 billion in water projects, $21 billion for school modernization projects, $32 billion to fund a so-called smart electricity grid, $6 billion to bring high-speed Internet access to rural America and many, many more items that some call pork, others jobs.

On the tax side, the big ticket item is a $500-per-worker ($1,000 per couple) tax cut for two years for anyone making less than $100,000 a year ($200,000 per couple). The government would simply not withhold as much as it does now, leaving workers with an extra $20 a month or so in their paychecks.

The theory is that, while workers would stuff the money under the mattress if handed to them in a lump, they’ll spend it if it’s spread over 24 months in smaller chunks.

How will it help?

Obama has predicted his plan will create up to 4 million jobs over the next two years, much of it through huge increases in government spending on roads, bridges and other infrastructure.

That’s good for welders, bricklayers and anyone else in the construction trades, as well as engineers and other white-collar types dedicated to improving the electrical grid or boosting Internet services. And the money they can spend from their earnings will help the economy at large.

The money could also serve as job protection for many state and city workers, who right now face the prospect of layoffs as tax revenues plummet. A hefty $88 billion is intended to shore up Medicaid and the many health care jobs the program supports, and $4 billion in grants is earmarked to boost law enforcemen

Whom will it help?

Much of the stimulus package is weighted toward the working poor, a group Obama repeatedly vowed to help during his campaign. Workers who right now pay no income taxes, for instance, will be entitled to $1,000 per-child tax credits and other new benefits.

But there are other perks even for middle- and upper-income workers caught in the economic tsunami.

Couples making up to $160,000 a year, for instance, would be entitled to $2,500 in new tax credits to pay for college in 2009 and 2010.

And laid-off workers - no matter how high their previous incomes - will qualify for Medicaid under Obama’s plan.

Alternatively, if laid-off workers want to pay to maintain their health benefits under the Consolidated Omnibus Budget Reconciliation Act of 1986, better known as Cobra, the feds will pay two-thirds of the cost. Now, they pay none.

Financial Blessings,

Nisha E.