Ask for One Month’s Rent Free:

It is difficult for landlords to find great tenants to fill vacancies.  If you are a reliable and good tenant any landlord today would be willing to accomodate you.  You can either ask for a break or try extending the lease.  By extending the lease you can make a deal to pay less on your rent for agreeing to stay longer.  Think about it, both sides wins.

Get a Free Workout with a Trainer:

Stop by your local gym and tell them you are new in the area and  you are looking to find the right gym or studio to join.  You’d be surprise of the complimentary class or free trial period offered to you.

Free Night Out:

Look in your newspaper and check out the culture section that has information about openings at art galleries and various cultural events.  Also, check out metromix.com.  You can go to events that offer free wine, cheese and entertainment or “visual stimulation.”

Free Hotel Upgrade:

Just ask for it.  Many hotels carry empty rooms.  Say to the receptionist or manager, “can I get an upgrade for my stay here?”  Most likely, you’ll be happy you asked.

Free Shopping Spree:

Join freecycle.org for e-mail alerts about clothes, appliances, housewares, electronics and other items that locas are giving away.  If you are looking for a specific item, don’t be afraid to post it.  You might just get what you request.

Financial Blessings,

Nisha E.

When you purchase items with cash it puts a strict limit on how much or what you can buy.

Tip #1: Figure out how much money you need for the day and put that amount in your purse or wallet

Tip#2: Leave the plastic at home

Benefit: You will spend less when you have to depend on cash.

Financial Blessings,

Nisha E.

Make Your Own Coffee (Save between $540 to $1,500 annually)

Negotiate lower Credit Card Rates

Compare major services such as phone, cable, cell phone service

Monitor Accounts

Change filter on Air Conditioner (Conserve Energy and Save Money)

Join an online DVD rental service.  If you’ve already tried you library, check out Blockbuster or Netflix (netflix.com)

Adjust your Insurance policies and save between 15 to 30%

Get more out of Banking: Try internet banks such as, ingdirect.com, etrade.com, hsbcdirect.com and make your money work your by yielding more interest on every penny you save.

Conserve energy and money by using less energy.  Consider fluorescent light bulbs and changing the filter on  your air-conditioning and heating system.

Cut back on personal costs.  Consider beauty schools to get your spa treatments, nails and hair care.  Also, consider dental schools to get your cleaning and annual checkups if you do not have any insurance.

Financial Blessings,

Nisha E.

To save money, try:

www.dinnerbroker.com (get up to 30% off bill for making off-peak reservations).

www.opentable.com (get off-peak rewards and points for each reservation, redeemable for $20 at any of the 8,000 participating eateries).

www.restaurant.com (buy a gift certificate for $25 or $10 and receive dinning at a greater value)

www.entertainment.com (get coupon books and save lots of money on your daily spending)

Financial Blessings,
Nisha E.

You have heard this many times before, “Pay Yourself First!”

Well, how many of you actually do this.  You do not have to start with big bucks, you just have to start with what you can afford and keep the end in mind.  Remember, if you fail to plan you will plan to fail.  According to Staci Johnson from Money Talks, “Saving Soon is More Important than Saving Big.”  WELL SAID

Financial Blessings,

Nisha E.

You saw Right. You can get two pairs of eyeglasses and a free eye exam for only $69.95. And kids have an even better package; they get one eye ware with a one year protection plan where one pair is $10 and two is $15. If you can beat that, please share ;).

America’s Best Contacts & Eyeglasses has disposable contacts for as low as $12.49.

If you chose to join the Eyecare Club, you can save even more. If you chose, pay $99 for a 3-year plan (a savings of $512) and $139 on a 5-year plan (a savings of $899).

Check them out. Call 1-800-TWO-PAIR (896-7247) or go to TWO PAIR.

Financial Blessings,

Nisha E.

“If you don’t have time to save, you haven’t been broke enough.”  Great Quote from the Coupon Diva

Check out her tips on The Today Show–April 9, 2009

Learn how to use your consumer power to save money and get what you need.

Enjoy!

Financial Blessings,

Nisha E.

SafeLink Wireless is a government supported program that provides a free cell phone and airtime each month for income-eligible customers.

Hi Circle!  Happy Tax Refund Day!‏

Sorry, I’ve been away for this long.  But, I am back and ready to share with you more UNIQUE MONEY SAVING TIPS.

ARE YOU READY?!

Excerpt from www.soyouwanna.com

An Air Courier is someone who travels without luggage to fill a seat a company has purchased in order to send goods or papers. So you simply take a seat that otherwise would be physically empty. Companies resell the tickets at massively discounted prices because they need a warm body to accompany their stuff and make sure it gets where it needs to go. It can also be cheaper for a company to sell the seat at a major discount than to send the stuff over via airmail. The benefits to the company are 1) the swift transportation of important items and 2) faster customs clearance than regular cargo.

The benefit to you is a cheap ticket, anywhere from 50% off or more. The drawback of being a courier is the possible lack of advance notice about your flight and traveling with only a carry-on bag, especially for longer trips. But it’s crazy cheap, especially for international flights.

Note that most courier travel companies require you to become their member for an annual fee. Some places to contact include:

* The International Association of Air Travel Couriers
* Worldwide Courier Association
* The Air Courier Directory
* Now Voyager Travel
* Global Courier Travel
* Courier Travel News

Financial Blessings,

Nisha E.